Consolidate Credit Cards

Purpose of loan:
This loan will be used to consolidate my credit cards to one payment. Also, I want to understand the borrowing process through prosper. Just want a better rate.

My financial situation:
I am a good candidate for this loan because I am a homeowner, own a car, full-time job (W2), self-employed, and have a good credit score. I have the total loan amount liquid in a savings account. This does not include my wife's income or expenses.