Saturday, April 12, 2008
Friday, January 04, 2008
purchase trailer
Purpose of loan is to purchase trailer to haul tractor.My son recently puchased 80 acres in oklahoma and need trailer to haul my equipment between my place and his.Thanks
Car Repair
Purpose of loan:
This loan will be used for car repairs. Brakes and New Tires.
My financial situation:
I am a good candidate for this loan because I already have $554 in a savings account, so I will have no trouble paying back the loan quickly. So the loan will help me repair my car without having to touch my savings.
I am also a homeowner. I have had some financial challenges in the past. Any recent delinquencies showing on my current Credit Report are old accounts that keep getting resold to other companies and every time that happens it shows as a new delinquency which is really misleading. So this loan will also allow me to bring my credit score up!
Monthly net income: $ 2500
Monthly expenses: $
Housing: $ 600
Insurance: $ 200
Car expenses: $ 380
Utilities: $ 25 ( I only pay electric )
Phone, cable, internet: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 400
Total $1705
Money Left Over $795
I will pay back the loan within 4 to 6 months
This loan will be used for car repairs. Brakes and New Tires.
My financial situation:
I am a good candidate for this loan because I already have $554 in a savings account, so I will have no trouble paying back the loan quickly. So the loan will help me repair my car without having to touch my savings.
I am also a homeowner. I have had some financial challenges in the past. Any recent delinquencies showing on my current Credit Report are old accounts that keep getting resold to other companies and every time that happens it shows as a new delinquency which is really misleading. So this loan will also allow me to bring my credit score up!
Monthly net income: $ 2500
Monthly expenses: $
Housing: $ 600
Insurance: $ 200
Car expenses: $ 380
Utilities: $ 25 ( I only pay electric )
Phone, cable, internet: $ 100
Credit cards and other loans: $ 0
Other expenses: $ 400
Total $1705
Money Left Over $795
I will pay back the loan within 4 to 6 months
Funding for Software Project
Purpose of loan:
This loan will be used to fund a software development project that will provide residual income to my company. I am a software engineer / solution architect / system administrator that has a Microsoft Certified technology consulting company that provides custom software and computer / network management services to businesses. I have recently won a contract that requires me to complete a specialized suite of software products. Once completed, this suite along with existing software and computer / network management service contracts will provide residual income and financial stability to my company. The funding obtained by this loan will give me the ability to complete this project.
My financial situation:
With the completion of this software development project, I will be able to fulfill my contract and provide additional specialized services to businesses and increase my residual income.
Monthly Net Income: $6,500.00
This loan will be used to fund a software development project that will provide residual income to my company. I am a software engineer / solution architect / system administrator that has a Microsoft Certified technology consulting company that provides custom software and computer / network management services to businesses. I have recently won a contract that requires me to complete a specialized suite of software products. Once completed, this suite along with existing software and computer / network management service contracts will provide residual income and financial stability to my company. The funding obtained by this loan will give me the ability to complete this project.
My financial situation:
With the completion of this software development project, I will be able to fulfill my contract and provide additional specialized services to businesses and increase my residual income.
Monthly Net Income: $6,500.00
Investment property improvement
Purpose of loan:
This loan will be used to to rehab single family home in St Louis Mo.
My financial situation:
I am a good candidate for this loan because the property purchased will be rehabbed and and completed at 55% after repair value. I have 3 other properties at positive cash flow as well as a secure career in the medical field. My goal is to assist others to obtain affordable housing. Business based on win/win principles.
This loan will be used to to rehab single family home in St Louis Mo.
My financial situation:
I am a good candidate for this loan because the property purchased will be rehabbed and and completed at 55% after repair value. I have 3 other properties at positive cash flow as well as a secure career in the medical field. My goal is to assist others to obtain affordable housing. Business based on win/win principles.
Catch up on Mortgage
The purpose of this loan is to catch up the mortgage and bring all of the household bills to a current status so we are no longer behind. My husband lost his job at the end of November and did not find another one until the end of December. By the time he started receiving a paycheck again everything was behind. I am trying to avoid having our first home foreclosed on and keep us current on utilities. Everyone knows that once you are behind or in the hole it is impossible to catch up without an influx of money. This loan would allow us to catch up everything and and allow us to return to the budget we were on before he lost my job. I tried this site because we could not qualify for a loan through our bank and there is not enough equity to use our home as collateral. Prosper is really my last hope!!!!!!!!! Could someone please take a chance on us and help us out?!?
Monthly net income: $ 5800
Monthly expenses: $ 5163
Housing: $ 3500
Insurance: $ 198
Car expenses: $ 565
Utilities: $ 300
Phone, cable, internet: $200
Food, entertainment: $ 400 (groceries)
Credit cards and other loans: $ 0 (we have no credit cards)
Monthly net income: $ 5800
Monthly expenses: $ 5163
Housing: $ 3500
Insurance: $ 198
Car expenses: $ 565
Utilities: $ 300
Phone, cable, internet: $200
Food, entertainment: $ 400 (groceries)
Credit cards and other loans: $ 0 (we have no credit cards)
Need Capital For Business
Purpose of loan:
This loan will be used to pay for the next 4 months of expenses for my commodities trading company which I started in November. The money will be used for advertising, to pay for quoting and charting services, proprietary trading software maintainence, and client aquisition costs.
My financial and business situation:
I have traded commodities full time for the last 4 years and equities for the 6 years prior to trading commodities. I developed a proprietary trading system for commodities recently that has shown tremendous results and I currently trade for a group of investors, from my previous position as a commodities broker. I currently receive $6,000/month in base revenue from existing clients and an incentive fee based on previous month's net profit. In December net profit was $42,000, of which I receive a percentage. I currently have $300/month positive cash flow just from the base revenue, this does not include the incentive portion, to help pay back the loan from Prosper. The incentive portion is hard to predict but current goals are in line with December's results.
My forecast for the next 12 months is to double base revenue from clients and after 6 months to be generating enough revenue from the base and incentive fees to pay for all expenses and actually be able to start saving money towards retirement and our children's college funds. I would also like to try Prosper from the other side, helping those who need to achieve something while getting a pretty nice ROI. We own our own home and take all of our obligations very seriously. We just need to get over the hump and take this business to the next level, my clients and myself believe that the sky's the limit with what we have developed.
There is an error on the credit report concerning a deliquent account. This was from our mortgage company who did an ACH from a closed bank account they still had on file, I had updated the information on their website. I have contacted them on this matter. Again, no deliquent accounts, EVER!!
Thank You for considering us for a Prosper loan.
Monthly net income: $ 6,000
Monthly expenses: $ 5,700
Housing: $ 1,453
Car expenses: $ 752
Utilities: $ 125
Phone, cable, internet: $ 100
Food, entertainment: $ 500
Clothing, household expenses $ 400
Credit cards and other loans: $ 1450
Quoting and charting service $520
Proprietary trading software programming fee $400
This loan will be used to pay for the next 4 months of expenses for my commodities trading company which I started in November. The money will be used for advertising, to pay for quoting and charting services, proprietary trading software maintainence, and client aquisition costs.
My financial and business situation:
I have traded commodities full time for the last 4 years and equities for the 6 years prior to trading commodities. I developed a proprietary trading system for commodities recently that has shown tremendous results and I currently trade for a group of investors, from my previous position as a commodities broker. I currently receive $6,000/month in base revenue from existing clients and an incentive fee based on previous month's net profit. In December net profit was $42,000, of which I receive a percentage. I currently have $300/month positive cash flow just from the base revenue, this does not include the incentive portion, to help pay back the loan from Prosper. The incentive portion is hard to predict but current goals are in line with December's results.
My forecast for the next 12 months is to double base revenue from clients and after 6 months to be generating enough revenue from the base and incentive fees to pay for all expenses and actually be able to start saving money towards retirement and our children's college funds. I would also like to try Prosper from the other side, helping those who need to achieve something while getting a pretty nice ROI. We own our own home and take all of our obligations very seriously. We just need to get over the hump and take this business to the next level, my clients and myself believe that the sky's the limit with what we have developed.
There is an error on the credit report concerning a deliquent account. This was from our mortgage company who did an ACH from a closed bank account they still had on file, I had updated the information on their website. I have contacted them on this matter. Again, no deliquent accounts, EVER!!
Thank You for considering us for a Prosper loan.
Monthly net income: $ 6,000
Monthly expenses: $ 5,700
Housing: $ 1,453
Car expenses: $ 752
Utilities: $ 125
Phone, cable, internet: $ 100
Food, entertainment: $ 500
Clothing, household expenses $ 400
Credit cards and other loans: $ 1450
Quoting and charting service $520
Proprietary trading software programming fee $400
Paying of loans/investment
Purpose of loan:
This loan will be used to…pay off my loans and credit cards also a down payment on a piece of investment property.
My financial situation:
I am a good candidate for this loan because…My payment history is good ,just need to knock down these credit cards and my investments will create additional rental income.
Monthly net income: $ 3500
Monthly expenses: $ 1828
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses $
Credit cards and other loans: $
Other expenses: $
This loan will be used to…pay off my loans and credit cards also a down payment on a piece of investment property.
My financial situation:
I am a good candidate for this loan because…My payment history is good ,just need to knock down these credit cards and my investments will create additional rental income.
Monthly net income: $ 3500
Monthly expenses: $ 1828
Housing: $
Insurance: $
Car expenses: $
Utilities: $
Phone, cable, internet: $
Food, entertainment: $
Clothing, household expenses $
Credit cards and other loans: $
Other expenses: $
Divorce Debt
Purpose of loan:
This loan will be used to settle some accounts and costs associated with my divorce
My financial situation:
Some of the recent financial troubles resulted from my wife's failure to pay several accounts during our marriage. Now that we are divorcing, I will have total control over my financial obligations. My income is good but I do not have the liquid assests to instantly recover from this divorce which is why I am seeking this loan.
Monthly net income: $ 10280
Monthly expenses: $
Housing: $ 1000
Insurance: $ 150
Car expenses: $ 500
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses $ 100
Credit cards and other loans: $ 300
Other expenses: $
This loan will be used to settle some accounts and costs associated with my divorce
My financial situation:
Some of the recent financial troubles resulted from my wife's failure to pay several accounts during our marriage. Now that we are divorcing, I will have total control over my financial obligations. My income is good but I do not have the liquid assests to instantly recover from this divorce which is why I am seeking this loan.
Monthly net income: $ 10280
Monthly expenses: $
Housing: $ 1000
Insurance: $ 150
Car expenses: $ 500
Utilities: $ 100
Phone, cable, internet: $ 100
Food, entertainment: $ 200
Clothing, household expenses $ 100
Credit cards and other loans: $ 300
Other expenses: $
Paying off business credit card
Purpose of loan:
This loan will be used to pay off my business credit card. I run this company part-time and it takes longer to recoup my costs. I recently purchased additional equipment to expand the businesses current offerings but the revenue from this purchase will not be realized for another nine to twelve months. I'm tired of paying high credit card interest rates and will use the Prosper loan to consolidate my credit card debt with a lower interest rate.
My financial situation:
I am a good candidate for this loan because Prosper rates me at an "AA". I have a proven track record of paying off my debts on time. I have been employed by the same company for over nine years and have been running Photaza.com for over four years. I'm a person of integrity, whom you can trust.
This loan will be used to pay off my business credit card. I run this company part-time and it takes longer to recoup my costs. I recently purchased additional equipment to expand the businesses current offerings but the revenue from this purchase will not be realized for another nine to twelve months. I'm tired of paying high credit card interest rates and will use the Prosper loan to consolidate my credit card debt with a lower interest rate.
My financial situation:
I am a good candidate for this loan because Prosper rates me at an "AA". I have a proven track record of paying off my debts on time. I have been employed by the same company for over nine years and have been running Photaza.com for over four years. I'm a person of integrity, whom you can trust.
Paying off credit card bills..
Purpose of loan:
Have a couple of credit cards Im ready to pay off and start new. I want a fresh start for New Year....
My financial situation:
I am employeed fulltime and have been with the same corporation for over13 years so I am stable and should have no problem paying a loan of this size back.
Monthly net income: $2000
Got loan 24 percent funded last time I know we can do it this time.. Please this is very important to myself and my family.
Have a couple of credit cards Im ready to pay off and start new. I want a fresh start for New Year....
My financial situation:
I am employeed fulltime and have been with the same corporation for over13 years so I am stable and should have no problem paying a loan of this size back.
Monthly net income: $2000
Got loan 24 percent funded last time I know we can do it this time.. Please this is very important to myself and my family.
Genesis
Purpose of loan:
I NEED THIS LOAN BECAUSE I AM TRYING TO CONSOLIDATE HIGH RATE LOANS AND CREDIT CARDS THAT I WOULD LOVE TO GET RID OF!
KEEPING IT SIMPLE, HERE IS WHAT I WANT TO CONSOLIDATE:
$8500 AMERICAN GENERAL $280 PER MONTH
$3500 PERSONAL LOAN $278 PER MONTH
$2000 HOUSEHOLD BANK $140 PER MONTH
I DO OWN A HOME THAT I PURCHASED 2 YEARS AGO, BUT UNFORTUNATELY SINCE THE HOUSING MARKET HAS DECLINED, I DO NOT HAVE EQUITY IN THE HOME TO DO A HOME REFINANCE. FORTUNATLELY, I DO EARN ENOUGH TO PAY MY MORTGAGE (I HAVE A FIXED RATE) AND PAY MY BILLS. ALONG WITH A MONTHLY SAVING FROM HAVING THIS PROSPER LOAN, THE LOAN WOULD HELP TOWARD IMPROVING MY CREDIT RATING AS I PAY OFF THE HIGH DEBT AND SAVE ME THOUSANDS IN INTEREST CHARGES! THE AMERICAN GENERAL BILL WOULD TAKE ME 10 YEARS TO PAY OFF INSTEAD OF 3 WITH THIS LOAN! ONLY ABOUT $20 GOES TOWARD THE PRINCIPLE EACH MONTH FOR THE HOUSEHOLD BANK CARD . IT WOULD BE GREAT TO SAVE 7 YEARS OF INTEREST CHARGES ON THESE BILLS!
My financial situation:
THIS IS MY SECOND PROSPER LOAN. I WAS ABLE TO CONSOLIDATE SOME BILLS WITH MY FIRST LOAN BUT MADE THE HUGE MISTAKE OF CLOSING THOSE ACCOUNTS. I HAVE NOW LEARNED THAT KEEPING THOSE ACCOUNTS OPEN WITH A GOOD HISTORY AND SHOWING AVAILABLE CREDIT WOULD HAVE IMPROVED MY CREDIT RATING. UNFORTUNATLELY, WITH THE CLOSED ACCOUNTS AND THE 1ST PROSPER LOAN SHOWING AS A NEW ACCOUNT, MY CREDIT SCORE HAS DECLINED. LESSON LEARNED.
THE MAIN REASON FOR MY CURRENT HIGH DEBT IS FROM IMPROVEMENTS MADE TO MY HOME (BEFORE THE HOUSING CRUNCH) AS WELL AS HELPING WITH MY FATHER'S MEDICAL BILL LAST YEAR.
I AM A RELIABLE PERSON WHO HAS NEVER MISSED ON PAYING A DEBT. I HAVE A GOOD CAREER AND HAVE WORKED FOR MY CURRENT EMPLOYER FOR THE PAST 18 YEARS.
ON A PERSONAL NOTE, I LOVE THE WATER AND SAILING. THE MONEY I WILL SAVE OVER THE NEXT FEW YEARS WILL CONTINUE TO BE USED TOWARDS MY DREAM OF OWNING MY OWN BOAT ONE DAY.
Monthly net income: $ 4350
Monthly expenses: $ 3600
Housing: $ 1600
Insurance: $ 60
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 1600
Other expenses: $ 0
After Prosper Loan: $ 3442
Housing: $ 1600
Insurance: $ 60
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 902
Prosper Loan: $ 570
Other expenses: $ 0
MONTHLY SAVINGS FROM PROSPER: $ 128
REDUCED STRESS AND $ FROM 7 LESS YEARS OF INTEREST CHARGES: PRICELESS!
I NEED THIS LOAN BECAUSE I AM TRYING TO CONSOLIDATE HIGH RATE LOANS AND CREDIT CARDS THAT I WOULD LOVE TO GET RID OF!
KEEPING IT SIMPLE, HERE IS WHAT I WANT TO CONSOLIDATE:
$8500 AMERICAN GENERAL $280 PER MONTH
$3500 PERSONAL LOAN $278 PER MONTH
$2000 HOUSEHOLD BANK $140 PER MONTH
I DO OWN A HOME THAT I PURCHASED 2 YEARS AGO, BUT UNFORTUNATELY SINCE THE HOUSING MARKET HAS DECLINED, I DO NOT HAVE EQUITY IN THE HOME TO DO A HOME REFINANCE. FORTUNATLELY, I DO EARN ENOUGH TO PAY MY MORTGAGE (I HAVE A FIXED RATE) AND PAY MY BILLS. ALONG WITH A MONTHLY SAVING FROM HAVING THIS PROSPER LOAN, THE LOAN WOULD HELP TOWARD IMPROVING MY CREDIT RATING AS I PAY OFF THE HIGH DEBT AND SAVE ME THOUSANDS IN INTEREST CHARGES! THE AMERICAN GENERAL BILL WOULD TAKE ME 10 YEARS TO PAY OFF INSTEAD OF 3 WITH THIS LOAN! ONLY ABOUT $20 GOES TOWARD THE PRINCIPLE EACH MONTH FOR THE HOUSEHOLD BANK CARD . IT WOULD BE GREAT TO SAVE 7 YEARS OF INTEREST CHARGES ON THESE BILLS!
My financial situation:
THIS IS MY SECOND PROSPER LOAN. I WAS ABLE TO CONSOLIDATE SOME BILLS WITH MY FIRST LOAN BUT MADE THE HUGE MISTAKE OF CLOSING THOSE ACCOUNTS. I HAVE NOW LEARNED THAT KEEPING THOSE ACCOUNTS OPEN WITH A GOOD HISTORY AND SHOWING AVAILABLE CREDIT WOULD HAVE IMPROVED MY CREDIT RATING. UNFORTUNATLELY, WITH THE CLOSED ACCOUNTS AND THE 1ST PROSPER LOAN SHOWING AS A NEW ACCOUNT, MY CREDIT SCORE HAS DECLINED. LESSON LEARNED.
THE MAIN REASON FOR MY CURRENT HIGH DEBT IS FROM IMPROVEMENTS MADE TO MY HOME (BEFORE THE HOUSING CRUNCH) AS WELL AS HELPING WITH MY FATHER'S MEDICAL BILL LAST YEAR.
I AM A RELIABLE PERSON WHO HAS NEVER MISSED ON PAYING A DEBT. I HAVE A GOOD CAREER AND HAVE WORKED FOR MY CURRENT EMPLOYER FOR THE PAST 18 YEARS.
ON A PERSONAL NOTE, I LOVE THE WATER AND SAILING. THE MONEY I WILL SAVE OVER THE NEXT FEW YEARS WILL CONTINUE TO BE USED TOWARDS MY DREAM OF OWNING MY OWN BOAT ONE DAY.
Monthly net income: $ 4350
Monthly expenses: $ 3600
Housing: $ 1600
Insurance: $ 60
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 1600
Other expenses: $ 0
After Prosper Loan: $ 3442
Housing: $ 1600
Insurance: $ 60
Car expenses: $ 0
Utilities: $ 100
Phone, cable, internet: $ 40
Food, entertainment: $ 200
Clothing, household expenses $
Credit cards and other loans: $ 902
Prosper Loan: $ 570
Other expenses: $ 0
MONTHLY SAVINGS FROM PROSPER: $ 128
REDUCED STRESS AND $ FROM 7 LESS YEARS OF INTEREST CHARGES: PRICELESS!
Paying off a personal loan
Purpose of loan:
Pay off a personal loan at a very high interest rate.
My financial situation:
although I had a few troubles in the past, i have made a total 360 and have made great improvements in my credit history!
Monthly net income: $ 3393.8
Monthly expenses: $
Housing: $ 650.00
Insurance: $ 78.00
Car expenses: $ 598.00
Utilities: $ 200.00
Phone, cable, internet: $ 65.00
Food, entertainment: $ 100.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 60.00
Other expenses: $ 216.00 (loan i will be paying off)
Pay off a personal loan at a very high interest rate.
My financial situation:
although I had a few troubles in the past, i have made a total 360 and have made great improvements in my credit history!
Monthly net income: $ 3393.8
Monthly expenses: $
Housing: $ 650.00
Insurance: $ 78.00
Car expenses: $ 598.00
Utilities: $ 200.00
Phone, cable, internet: $ 65.00
Food, entertainment: $ 100.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 60.00
Other expenses: $ 216.00 (loan i will be paying off)
Consolidating High Interest Credit Cards
Purpose of loan:
I will be using this loan to pay off 3 of my high interest credit cards, lower my monthly payments, and get out of debt for good. The rates of the 3 cards are: Houshold Bank: 29.9%, Orchard Bank: 16.4% (pending increase), Chase: 29.9%.
These 3 cards used to be about 10% but after years of never having a late payment, Chase decided to up my rate. Without knowing of the rate increase, an automatic payment did not cover the new minimum payment, thus becoming a delinquent payment. My other credit cards increased their rates due to this which resulted in the 2 other delinquencies due to the same situation.
My financial situation:
I have been working as an I.T. admin for over 10 years at a major University. I am currently in transition to a new position working for the federal government, which will result in increased pay (I am not taking this into consideration for income at the time of taking this loan, or as a means to pay back the loan, this is purely informational in that my finances will improve making paying back this loan much eaiser).
The public record was a bankrupcy I declared 10 years ago (the record will be deleted in September) because I loaned money to a friend, and was never paid back.
The revolving credit balance is high because in the last year, I have invested a lot in personal development, education, and getting everything back on track and moving towards my financial goals and freedom.
Monthly net income: $ 4000
Monthly expenses: $ 2620
Housing: $ 1500
Insurance: $ 200
Car expenses: $ 0 (paid off)
Utilities: $ 60
Phone, cable, internet: $ 60
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 500
Other expenses: $ 100
I will be using this loan to pay off 3 of my high interest credit cards, lower my monthly payments, and get out of debt for good. The rates of the 3 cards are: Houshold Bank: 29.9%, Orchard Bank: 16.4% (pending increase), Chase: 29.9%.
These 3 cards used to be about 10% but after years of never having a late payment, Chase decided to up my rate. Without knowing of the rate increase, an automatic payment did not cover the new minimum payment, thus becoming a delinquent payment. My other credit cards increased their rates due to this which resulted in the 2 other delinquencies due to the same situation.
My financial situation:
I have been working as an I.T. admin for over 10 years at a major University. I am currently in transition to a new position working for the federal government, which will result in increased pay (I am not taking this into consideration for income at the time of taking this loan, or as a means to pay back the loan, this is purely informational in that my finances will improve making paying back this loan much eaiser).
The public record was a bankrupcy I declared 10 years ago (the record will be deleted in September) because I loaned money to a friend, and was never paid back.
The revolving credit balance is high because in the last year, I have invested a lot in personal development, education, and getting everything back on track and moving towards my financial goals and freedom.
Monthly net income: $ 4000
Monthly expenses: $ 2620
Housing: $ 1500
Insurance: $ 200
Car expenses: $ 0 (paid off)
Utilities: $ 60
Phone, cable, internet: $ 60
Food, entertainment: $ 100
Clothing, household expenses $ 100
Credit cards and other loans: $ 500
Other expenses: $ 100
Pay off Medical Bills
Purpose of loan:
To combine Medical bills into one low payment
My financial situation:
I believe that I am a great candidate for this loan because I have never had any delinquent accounts. My credit score has been hurt by a ton of Medical expenses. I do have health insurance but with a high deductible to meet. I tried to arrange payments with them, but they all want 6 months payment plans that will require me to pay over 500.00 for the combined medical bills. I believe that many of you have experienced what I'm going through and realize how hard it is to get ahead when situations like these arise. So please help me I promise to honor my debt, you have my word please.
Monthly net income with spouse: $ 4650.00
Monthly expenses: $
Housing: $ 1845.00
Insurance: $ 100.00
Car expenses: $ 0.00
Utilities: $ 120.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 100.00
To combine Medical bills into one low payment
My financial situation:
I believe that I am a great candidate for this loan because I have never had any delinquent accounts. My credit score has been hurt by a ton of Medical expenses. I do have health insurance but with a high deductible to meet. I tried to arrange payments with them, but they all want 6 months payment plans that will require me to pay over 500.00 for the combined medical bills. I believe that many of you have experienced what I'm going through and realize how hard it is to get ahead when situations like these arise. So please help me I promise to honor my debt, you have my word please.
Monthly net income with spouse: $ 4650.00
Monthly expenses: $
Housing: $ 1845.00
Insurance: $ 100.00
Car expenses: $ 0.00
Utilities: $ 120.00
Phone, cable, internet: $ 80.00
Food, entertainment: $ 200.00
Clothing, household expenses $ 100.00
Credit cards and other loans: $ 100.00
paying off
Purpose of loan:
This loan will be used to… pay off 2 remaining balances on credit cards
My financial situation:
I am a good candidate for this loan because… now have stable work an can afford to start paying off old debts
Monthly net income: $
1600
Monthly expenses: $
Housing: $ spouse pays
Insurance: $ 133
Car expenses: $ 419
Utilities: $ spouse pays
Phone, cable, internet: $ spouse pays
Food, entertainment: $ 100
Clothing, household expenses $ spouse pays
Credit cards and other loans: $ 200
Other expenses: $ 100
This loan will be used to… pay off 2 remaining balances on credit cards
My financial situation:
I am a good candidate for this loan because… now have stable work an can afford to start paying off old debts
Monthly net income: $
1600
Monthly expenses: $
Housing: $ spouse pays
Insurance: $ 133
Car expenses: $ 419
Utilities: $ spouse pays
Phone, cable, internet: $ spouse pays
Food, entertainment: $ 100
Clothing, household expenses $ spouse pays
Credit cards and other loans: $ 200
Other expenses: $ 100
Paying off high interest credit lines/cards
Purpose of loan:
This loan will be used to… pay off high interest credit lines/cards
My financial situation:
I am a good candidate for this loan because… I have a great payment history. I always pay on time and have never missed a payment.
Monthly net income: $ 12,000
Monthly expenses: $
Housing: $ 2500
Insurance: $ 250
Car expenses: $ 435
Utilities: $ 200
Phone, cable, internet: $ 156
Food, entertainment: $ 300
Clothing, household expenses $ 100
Credit cards and other loans: $ 1500
Other expenses: $ 200
This loan will be used to… pay off high interest credit lines/cards
My financial situation:
I am a good candidate for this loan because… I have a great payment history. I always pay on time and have never missed a payment.
Monthly net income: $ 12,000
Monthly expenses: $
Housing: $ 2500
Insurance: $ 250
Car expenses: $ 435
Utilities: $ 200
Phone, cable, internet: $ 156
Food, entertainment: $ 300
Clothing, household expenses $ 100
Credit cards and other loans: $ 1500
Other expenses: $ 200
Medical expenses
Purpose of loan:
(explain what you will be using this loan for)
This loan will be used pay medical bills including deductible for hopitalization and performed surgery to the hip and knee which
unfortunately remains after insurance coverage.
My financial situation:
(explain why you are a good candidate for paying back this loan)
I am requesting this loan through this source because I strongly believe in the principle of people helping other people.Therefore,
if I am afforded the privilege of receiving the loan amount requested it would be my duty and obligation to repay the loan under
the terms and conditions set forth.I know I am a good canidate for the loan because I am commited to paying my bills. I have
no DQs/no PRs.My account can be verified at anytime.
Monthly net income: $4795
Monthly expenses: $ 3355
Housing: $1248
Insurance: $ 195.
Car expenses: $ 265
Utilities: $ 357.
Phone, cable, internet: $ 195
Food, entertainment: $ 245
Clothing, household expenses $175
Credit cards and other loans: $525
Other expenses: $150.
(explain what you will be using this loan for)
This loan will be used pay medical bills including deductible for hopitalization and performed surgery to the hip and knee which
unfortunately remains after insurance coverage.
My financial situation:
(explain why you are a good candidate for paying back this loan)
I am requesting this loan through this source because I strongly believe in the principle of people helping other people.Therefore,
if I am afforded the privilege of receiving the loan amount requested it would be my duty and obligation to repay the loan under
the terms and conditions set forth.I know I am a good canidate for the loan because I am commited to paying my bills. I have
no DQs/no PRs.My account can be verified at anytime.
Monthly net income: $4795
Monthly expenses: $ 3355
Housing: $1248
Insurance: $ 195.
Car expenses: $ 265
Utilities: $ 357.
Phone, cable, internet: $ 195
Food, entertainment: $ 245
Clothing, household expenses $175
Credit cards and other loans: $525
Other expenses: $150.
paying off credit cards
Purpose of loan:
This loan will be used to…
consolidate credit cards
My financial situation:
I am a good candidate for this loan because… I have good income, have been at my job for 15 years, and can pay this back.
Monthly net income: $ 6700
Monthly expenses: $ 5200
Housing: $ 3000
Insurance: $ 100
Car expenses: $ 1000
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 400
Clothing, household expenses $ 100
Credit cards and other loans: $ 300
Other expenses: $
This loan will be used to…
consolidate credit cards
My financial situation:
I am a good candidate for this loan because… I have good income, have been at my job for 15 years, and can pay this back.
Monthly net income: $ 6700
Monthly expenses: $ 5200
Housing: $ 3000
Insurance: $ 100
Car expenses: $ 1000
Utilities: $ 300
Phone, cable, internet: $ 100
Food, entertainment: $ 400
Clothing, household expenses $ 100
Credit cards and other loans: $ 300
Other expenses: $
Consolidate Credit Cards
Purpose of loan:
This loan will be used to consolidate my credit cards to one payment. Also, I want to understand the borrowing process through prosper. Just want a better rate.
My financial situation:
I am a good candidate for this loan because I am a homeowner, own a car, full-time job (W2), self-employed, and have a good credit score. I have the total loan amount liquid in a savings account. This does not include my wife's income or expenses.
This loan will be used to consolidate my credit cards to one payment. Also, I want to understand the borrowing process through prosper. Just want a better rate.
My financial situation:
I am a good candidate for this loan because I am a homeowner, own a car, full-time job (W2), self-employed, and have a good credit score. I have the total loan amount liquid in a savings account. This does not include my wife's income or expenses.
Getting ready for 2008, please read
Purpose of loan: Getting ready for another year. This is my 5th year in business and should be the best ever.
My financial situation: This is my last try to get a Prosper Loan. This loan would start me out in great shape for the coming year because I can save money buying supplies for my lawn spraying business and also in advertising. I compete against the big companies like True-Green and Fairway. I am just a small independent company but I am doing great against the big boys. Please give me a chance. Paying back this loan would be no problem at all. My state (Arkansas) has a cap on the interest rate so I can not offer a better rate of lenders. Not my fault. Thanks for your consideration.
Monthly net income: 12,500
Monthly expenses: $
Housing: $ 1175
Insurance: $ 150
Car expenses: $ 700
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 125
Clothing, household expenses $ 200
Credit cards and other loans: $ 1900
Other expenses: $ 250
My financial situation: This is my last try to get a Prosper Loan. This loan would start me out in great shape for the coming year because I can save money buying supplies for my lawn spraying business and also in advertising. I compete against the big companies like True-Green and Fairway. I am just a small independent company but I am doing great against the big boys. Please give me a chance. Paying back this loan would be no problem at all. My state (Arkansas) has a cap on the interest rate so I can not offer a better rate of lenders. Not my fault. Thanks for your consideration.
Monthly net income: 12,500
Monthly expenses: $
Housing: $ 1175
Insurance: $ 150
Car expenses: $ 700
Utilities: $ 250
Phone, cable, internet: $ 150
Food, entertainment: $ 125
Clothing, household expenses $ 200
Credit cards and other loans: $ 1900
Other expenses: $ 250
Thursday, October 11, 2007
Monday, August 20, 2007
Capital One closing mortgage unit
Capital One said it will shut down GreenPoint Mortgage and eliminate most of the jobs by the end of year. The company will "cease residential mortgage origination" effective immediately and close GreenPoint's Novato, Calif., headquarters and 31 locations in 19 states.
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Monday, June 25, 2007
First Apple iPhone shipments arrive stateside
The first retail-bound volume shipments of Apple Inc.'s hotly anticipated iPhone device arrived successfully in the United States this past weekend, touching down quietly at a handful of drop locations just six days before the device is due to go on
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Linux becomes mature and achieves excellence (up 41%)
According to statistics from the China Open Source Software Promotion Union, Linux's sales in the Chinese market reached 218 million Yuan in 2006, up 41 percent, and higher than the international average.
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New anti-speeding ad tells speeders their small penis is why they speed
Young men who speed do so because they have a small penis - or so the new RTA road safety campaign implies. Ads from the $1.9 million campaign - which targets speeding among 17- to 25-year-olds - aired for the first time on TV last night. They show onlookers who see speeding male drivers wiggling their pinkie fingers.
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Video: Top 10 "Bird Moments" In Sports
Crazy blooper video! The top ten bird moments in sports history. Many of them were just in the wrong place at the wrong time...
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Analysis: Google's net neutrality position leaves unanswered questions
Google articulates its stance on network neutrality regulation on its new policy blog. The entry raises as many questions as it answers.
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Linuxsucks.org's "Best Operating System Of All Time": Linux
What is the best operating system of all time?POLL RESULTS: 724 votesPercent Votes Options41% 301 Linux14% 104 BSD4% 34 Mac OS X2% 17 Windows 9x/ME17% 125 Windows XP9% 71 Windows 2000/NT2% 16 BeOS3% 23 Amiga OS1% 11 VMS3% 22 More Cheesy Poofs!
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KDE's shiny new file manager.
Dolphin is a file manager for KDE focusing on usability. The main features of Dolphin are...
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Ubuntu'd, you're getting a Dell
The perfect high school graduation gift â�;�" a new computer. It'll be a God-send for my daughter when her college starts up in the fall. But what to buy? Seeing that I've been running Linux systems for over…
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Saturday, June 23, 2007
Smashing Pumpkins to Fans, Indie Stores: Fuck You
A little over dramatic, but hey - it's a Pitchfork article.Billy Corgan shits on indie record stores.
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'Kill Bill: The Whole Bloody Affair' Coming to DVD
First, it will come out in less than five months -- on November 6th, so we know how long we have to wait. Secondly, it should be a hell of a lot better than the previous DVD offerings. It's run-time is listed at 247 minutes (4+ hours long) and that's probably why its rating is NC17. I can only imagine what this extra footage holds!
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Baseball Coach Fined for Trying to 'Pack Heat' on a Plane
St. Bonaventure baseball coach Larry Sudbrook was fined $1,000 Thursday after he pleaded guilty to trying to carry a .357 Magnum revolver onto a commercial airplane. "It was certainly a mistake that made for some dark days around my house for a while," Sudbrook said.
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Is the iPhone worth supporting the evil AT&T empire?
The iPhone is super-hyped, but is it worth getting if it means giving money to the privacy-hating, monopoly-having bastards at AT&T? Gizmodo examines why it might be worth skipping the iPhone to maintain a clear conscience.
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The F Scale
Find out your 'Authoritarian Personality' F score! Mine is only a wussy 3.83......what is yours?
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Ariz. Woman's Face Branded With 'Snitch'
Valdez, 21, told police the woman was smoking methamphetamine with him shortly before the attack. The police investigation later led to the removal of a child from the home because drug paraphernalia was found there.
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DrinkorDie warez leader jailed for 51 months
It took a while, but US Customs today got their man: Hew Raymond Griffiths, a ringleader of the infamous warez group DrinkorDie, was sentenced today to 51 months in a US prison.
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Best playground toy ever
The last we saw of little Billy was that he went inside the super fun giant inflatable monkey crotch and we haven’t seen him since. All that is left are his little shoes … Billy? Where are you? Are you safe?
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Microsoft Was Distributing Ubuntu Linux
For the last few days, Microsoft has been distributing Unbuntu Desktop Linux from the Windows Marketplace Website. The page is gone now, but can still — as of this morning — be seen using Google cache.
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Bush's Secret Campaign To Deny Global Warming Revealed
Earlier this year, the world's top climate scientists released a definitive report on global warming. It is now "unequivocal," they concluded, that the planet is heating up. Bush no likey.
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House votes to ban aid to Saudi Arabia
The U.S. House of Representatives voted on Friday to prohibit any aid to Saudi Arabia as lawmakers accused the close ally of religious intolerance and bankrolling
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Lawmaker urges condoms for border control
A congressman is pushing a not-so-quick fix in the debate over illegal immigrants from Mexico: free contraceptives.
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'A' List Film Producer Dana Brunetti's Smackdown for "On the Lot"
"Compared to 'On The Lot,' Project Greenlight was Emmy material. On the other hand, the production of 'On The Lot' itself is like watching a train wreck..."
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Video - Snow: Increased Violence In Iraq is 'Sign Of Success'
During his press briefing yesterday, White House spokesman Tony Snow said the increasing chaos was a positive sign. The new levels of attacks "fit a pattern that we see throughout the region," he said, "which is that when you see things moving towards success, or when you see signs of success, that there are acts of violence."
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End Looms for Iraq Arms Inspection Unit
The search for Saddam Hussein's weapons of mass destruction appears close to an official conclusion, several years after their absence became a foregone one. The United States and Britain have circulated a new proposal to the members of the United Nations Security Council to "terminate immediately the mandates" of the weapons inspectors.
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Olbermann: OVP: Our Fourth Branch of Government?
On Countdown, Keith Olbermann talks about the startling and deeply disturbing assertions that the Office of the Vice President is making regarding oversight. Video at site.
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A 62yr old strangles bobcat with bare hands!
Rippy, 62, endured the bobcat's slashes and bites until it clawed into a position where he could grab it by the throat.Then he strangled it.
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5 Facebook Application Gotchas
Everyone and their uncle is writing Facebook applications for the new Facebook Platform. I, too, have my own offering, written by myself and the other OpenHive guys: Bookshelf. Even though the platform was released almost a month ago there are still plenty of tricks, gotchas, and other undocumented oddities that deserve to be brought to light.
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O'Reilly cuts off a mic again...
From the "LA LA LA CAN'T HEAR YOU" department, when Ms. Swanson won't give the answer O'Reilly wants about Hillary Clinton he just cuts her off.
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Yahoo Declines to Honor Human Rights.
When Yahoo's shareholder's voting board was recently faced with the question of maintaining a database of identifiable personal information on people using its site in countries where such information could be used against political dissidents, Yahoo replied, "Not our Problem!" ..disgusting!
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The Machine is (Using) Us
Incredible video explaining the new world of Web2.0, XML, and the Websites and people who power this technology. Check it out and be amazed at what you're part of!
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Microsoft Office fails maths compatibility test
Microsoft's decision to dump compatibility with Mathematical Markup Language (MathML) in favor of its own Office MathML (OMML) in Office 2007 is unlikely to win any support.
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US Homeland Security can't even configure a firewall!
844 security-related "incidents" on its computer systems in 2005 and 2006. Including unauthorised users hooking up personal computers to government networks, unauthorised software installations, classified e-mails traveling over unclassified networks, suspicious botnet activity, trojans and virus infections, classified data spillages!
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Ubuntu, Red Hat reject Microsoft patent deal
Red Hat, the largest Linux vendor, and Ubuntu-maker Canonical have both rejected calls from Microsoft to forge a deal similar to the one the Redmond giant signed with Linux distributors Novell, Xandros, and Linspire.
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Bad, Bad Reasons Not to Buy Open Source Software
A response to "10 reasons not to buy open source." This should be taken to every IT department.
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Linux computer fits in USB key
A start-up in the French Alps is readying a tiny Linux computer that fits inside a USB key form-factor. (No cheesy jokes, please!)
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Absolutely identify plants before using them as food. A great guide.
At times you may find yourself in a situation for which you could not plan. In this instance you may not have had the chance to learn the plant life of the region in which you must survive. In this case you can use the Universal Edibility Test to determine which plants you can eat and those to avoid.
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Lightning kills man beneath cloudless sky
A Dade landscaper died after being struck by an unusual type of lightning that's stronger, hotter, lasts longer and strikes from clear skies.
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Christians Cause Ban On Alcohol Inhalers Because They Prevent Hangover
Alcohol inhalers, which have been banned in 22 states since they were introduced to American consumers in 2004, will soon be illegal in North Carolina, home of Spirit Partners, the U.S. distributor of AWOL (Alcohol Without Liquid) machines.
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'Mile-wide UFO' spotted by British airline pilot
One of the largest UFOs ever seen has been observed by the crew and passengers of an airliner over the Channel Islands. An official air-miss report on the incident several weeks ago appears in Pilot magazine. Aurigny Airlines captain Ray Bowyer, 50, flying close to Alderney first spotted the object, described as a cigar-shaped brilliant white light
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Can you see the hidden image part 2!
Each digg this story receives will add a moving ball which will eventually reveal (another) hidden image! Based of code by Gary Carstensen.
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$175 Fee If You Cancel iPhone, Even Though You Paid Full Price
You better frickin' like your full-price iPhone because if you don't, AT&T plans on charging you the full $175 early termination fee, even though the phone's cost isn't at all subsidized under a long-term-agreement.
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BREAKING: Major New Habeas Legislation Introduced In The House
Powerful House chairmen Ike Skelton (D-MS) of the Armed Services Committee and John Conyers (D-MI) of the Judiciary Committee announced legislation today that would finally restore habeas corpus rights to U.S. detainees being imprisoned indefinitely without trial.
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KDE Gets Prettier and Lighter
Plasma is less resource-intensive than its KDE 3 counterparts. Though this is in part due to general performance improvements in the foundation of KDE 4 and the higher efficiency of newer versions of Qt, there is a resource-friendly ideology at play in the development of Plasma.
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Ron Paul Goes On The Offensive In Austin
During a campaign stop in Austin Texas this weekend, Presidential candidate Ron Paul called for bringing home U.S. troops and an end to a welfare state that benefits only big business at the expense of the poor and the middle class, while attacking his rival candidates as establishment shills who are out of touch with the sentiment of the American
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Huge Paris by Night Panoramic Image (15,000 X 520 Pixels)
Truly Beautiful. I'm a sucker for these kinds of Photos. It's like you're really there...okay, not really but still pretty cool nonetheless. This utterly stunning panorama of Paris by night (WARNING! 15000x520 image, 1.8mb) is almost too good to be true. You can see so many landmarks it's ridiculous
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Why did the sherrif release Paris Hilton from jail? Money.
Paris Hilton's billionaire grandfather donated money to the election campaign of the sheriff who released the 26-year-old from jail, it was revealed yesterday.
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Perez Hilton Shut Down
Perez Hilton's popular Blog was shut down after his hosting service received complaints about him posting copyrighted photos. Hilton says he refuses to pay license fees claiming because he is a "journalist" he has the right to use the images for free.
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The 5 Most Embarrassing Ways to die in a First-Person Shooter
Five ways you absolutely don't want to die in any First-Person Shooters. I'm sure you've experienced one of these in your gaming lives one time or another!
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iPhone with YouTube Parody Ad
YouTube user BoredDanMan released a parody iPhone ad which states his despise for Verizon. The video moved him to one of the most viewed comedians overnight.
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iPhone with YouTube Parody Ad
YouTube user BoredDanMan released a parody iPhone ad which states his despise for Verizon. The video moved him to one of the most viewed comedians overnight.
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White House contempt
House Judiciary Committee Democrats warned yesterday they would pursue a contempt of Congress motion if the White House fails respond to subpoenas for testimony and documents related to the firings of U.S. attorneys last year. The deadline for a response is Thursday, June 28.
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Who Will Be The YouTube Of Live Video?
The growth of Youtube and it’s subsequent $1.65 billion buyout left behind a bevy of competing video sites. Since then competitors have been seeking to differentiate themselves by focusing on longer videos, higher (bitrate) quality videos, professional content, and paying their users.
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