Catch up on Mortgage

The purpose of this loan is to catch up the mortgage and bring all of the household bills to a current status so we are no longer behind. My husband lost his job at the end of November and did not find another one until the end of December. By the time he started receiving a paycheck again everything was behind. I am trying to avoid having our first home foreclosed on and keep us current on utilities. Everyone knows that once you are behind or in the hole it is impossible to catch up without an influx of money. This loan would allow us to catch up everything and and allow us to return to the budget we were on before he lost my job. I tried this site because we could not qualify for a loan through our bank and there is not enough equity to use our home as collateral. Prosper is really my last hope!!!!!!!!! Could someone please take a chance on us and help us out?!?

Monthly net income: $ 5800

Monthly expenses: $ 5163
Housing: $ 3500
Insurance: $ 198
Car expenses: $ 565
Utilities: $ 300
Phone, cable, internet: $200
Food, entertainment: $ 400 (groceries)
Credit cards and other loans: $ 0 (we have no credit cards)