paying off

Purpose of loan:
This loan will be used to… pay off 2 remaining balances on credit cards

My financial situation:
I am a good candidate for this loan because… now have stable work an can afford to start paying off old debts

Monthly net income: $
1600
Monthly expenses: $
Housing: $ spouse pays
Insurance: $ 133
Car expenses: $ 419
Utilities: $ spouse pays
Phone, cable, internet: $ spouse pays
Food, entertainment: $ 100
Clothing, household expenses $ spouse pays
Credit cards and other loans: $ 200
Other expenses: $ 100